L-Pesa Kripton (LPK) – The Future of Microfinance

L-Pesa Kripton

L-Pesa Kripton (LPK) – The Future of Microfinance



We are L-Pesa Microfinance, a fintech pioneer in the developing world. With 18 months of operating experience and advanced technology to automate most processes, the company is positioned as a pioneer ready to capitalise on rising microfinance demand. That it lacks funding for user acquisition and lending now prevents it from growing. The loan loss ratio is around 10% and the return is about 25%.

The Problem

Microfinance has a long and illustrious history of meeting a basic need, spanning ages and continents. Microfinance is a well-known idea. Microfinance via L-Pesa, on the other hand, is unquestionably. Traditional microfinance has a limited reach, and solutions have mostly been aimed at impoverished farmers and small business owners, ignoring the needs of the world’s 42 percent.

Powering A Paradigm Shift

In emerging nations, middle-class consumers and company owners have an unmet credit demand, but the existing financial infrastructure does not enable credit underwriting. In emerging nations, middle-class consumers and company owners have an unmet credit demand, but the existing financial infrastructure does not enable credit underwriting.

Serving 42% of the World’s Population

The market is massive: L-target Pesa’s nations account for 42% of the global population. This is about more than just helping the unbanked. L-Pesa not only offers token holders access to credit, but it also allows them to directly profit from the L-Pesa network’s development by allowing them to earn weekly revenue in proportion to their token holdings.

The L-PESA Solution

L-Pesa has taken advantage of these market dynamics by creating technology and an unique credit scoring methodology that enables it to rapidly expand microlending in developing nations while maintaining loss rates around 10%. Because the system is largely automated, a small back-office staff can handle high-volume loan origination. L-Pesa manages all of the loans.

A Token to Revolutionize Microfinance

The L-Pesa token is what makes L-Pesa possible. Users will get access to credit and be able to improve their credit score by using the token.


Microfinance Will Be Revolutionized By This Token. The L-Pesa token is what makes L-Pesa possible. Users that use the token will get access to credit, be able to improve their credit score, and be able to pay fees. The more individuals who use the L-Pesa token and network, the more they profit – it’s a win-win situation.


L-Pesa is a financial technology platform that provides innovative financial products and services to consumers and small businesses in Africa and Asia.


Microloans, the L-Pesa platform’s initial product, enable users to establish or develop a company, pay for school, or support their other life goals.

We’d like to express our gratitude to CMC for all of their hard work and cooperation in completing all L-Pesa requests, including a self-report dashboard. We’ve made a lot of progress since we began the LPK DAPP integration. Stay tuned for more amazing news!

Recent progress

The milestones the Kripton (LPK) has reached so far:

Coinpaprika, CryptoRank io, CoinCodex Cryptocom, LiveCoinWatch, CryptoCompare, CoinCheckup, and Coingecko are among the sites that feature the Kripton (LPK). All of this happened just one week, and behind the scenes, we’re working on some really exciting things. Keep your eyes peeled for further details.

Starting with the introduction of the L-Pesa Platform in 2014, the Kripton team moved on to introduce L-Pesa in Tanzania, which was followed by Kenya the following year. Airdrops for the Kripton LPK began at the end of 2017 and will continue into 2018. Uganda, Africa, was the first country to use the L-Pesa token. According to the creators, the initial coin offering (ICO) started in 2018 and concluded in June of the same year, respectively. The Token distribution campaign had come to an end before the end of the year, and the repurchase programme had started. The LPK currency launched a savings scheme in the form of LPK coins. Developers created the LPK currency app in 2019 to aid in the repayment of debts. The LPK was first introduced in India in the year 2021, and it has since expanded to include additional African markets such as South Africa. L-Pesa intends to expand into other countries after conducting a thorough evaluation of the legal and regulatory environment, as well as the availability of payment processing partners in those countries. According to financial estimates, L-Pesa is anticipated to be operating in 10 countries or regions by the end of the year 2020. India is one of the ten nations on the list, and it is much bigger than the other nine. In addition, a pan-African solution is being considered, which would enable L-Pesa to target consumers in a wide range of African nations without the requirement for local operations and compliance inspections in each of those countries.

L- Pesa’s creator, Ron Ezra Tuval, has already contributed about $500,000. When the business started operations in Tanzania in 2016, it was followed by an expansion into Kenya in August 2017. Uganda and India have both started soft launches in preparation for their official debuts. The technology used by the business is dependable, scalable, and proven, and it will aid in its expansion. Because there is not enough money to lend to everyone who wants to borrow, L-Pesa has hit its limit in terms of growth. The potential for user acquisition is virtually unlimited, but it requires the expenditure of money on marketing and support staff. A large portion of the world’s population needs financial services, and the company is now seeking outside financing to capitalise on its market-leading position, powerful platform, and almost unlimited potential to offer such services to that population.

A genuinely virtuous cycle exists when more individuals use the L-Pesa currency and network, which results in increased benefits for everyone.

Website Details:

Link: https://ico.lpesa.io/

Twitter: https://twitter.com/lpesamicroloans

Telegram: https://t.me/lpesaICO

Instagram: https://www.instagram.com/lpesamobile/

Facebook: https://business.facebook.com/Lpkripton

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